Call 352-232-9295
Call 352-232-9295
Steve brings over 50 years of customer service experience to his clients providing them with information so they may make informed decisions for insuring their health from illness, as well as securing financial security for their families against personal loss from "end of life." Steve is appointed with most major carriers for Under 65 Individual Health Insurance, Medicare, Life Insurance, Final Expense Insurance, Accident and Disability Insurance. He is married and lives in Brooksville, Florida.
Welcome to Hamilton Insurance Insurance, your trusted partner for all your insurance needs. We offer a wide range of policies to protect your future and provide peace of mind. Contact us today to learn more!
Hamilton Insurance was founded in 2001 with the goal of providing affordable and reliable insurance coverage to individuals. Over the years, we have expanded our offerings and have grown to better serve our clients.
At Hamilton Insurance, we believe in integrity, honesty, and transparency. We always put our clients' needs first and strive to build long-term relationships based on trust and mutual respect.
We work with some of the top insurance carriers in the industry. This allows us to offer a wide range of products and ensure that our clients receive the best coverage at the best price.
Please contact us if you cannot find an answer to your question.
Deductible is a term you might have heard in connection with your health insurance costs. But what exactly is a deductible? Here’s what it actually means: Your annual deductible is typically the amount of money that you, as a member, pay out of pocket each year for allowed amounts for covered medical care before your health plan begins to pay. This excludes certain preventive services that may be automatically covered. Deductibles can be high or low, depending on your plan, and that may affect how you pay for health care costs.
Copayments: Fixed dollar amounts of covered health care—usually when you receive the service. (For example, you might pay a $25 copay when you see your primary care provider (PCP).) Your plan determines the price of your copay and whether it’s owed before or after you meet your deductible.
Coinsurance: You likely won’t pay coinsurance, calculated as a percentage of shared costs between you and your health plan, until your deductible is met. Typical coinsurance ranges from 20 to 40% for the member, with your health plan paying the rest.
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Tampa Bay Area
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Saturday: 10am - 5pm
Sunday: Closed
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